Best Bank Bonuses and Promotions of May 2026 up to $3,000

This compensation may impact how and where products appear on this site (including, for example, the order in which they appear), but does not influence our editorial integrity. Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results. We work hard to share thorough research and our honest experience with products and brands. The right bank promotions without direct deposit are out there for you. Usually, you have to dig through a bank’s website to find bonuses, but we launched BankBonus.com to make it easy to find the best bank bonuses in one place. Promotions can last anywhere from months to years, but they are almost always held to a certain timeframe.

More checking options

Most bank bonuses have a few qualifying requirements. Queue bank promotions without direct deposit requirements! It has all the features you need, including a $300 cash bonus just for signing up. With more than 40,000 surcharge‑free ATMs nationwide, you are never far from your money.

Our Chase Total Checking account is loaded with features for everyday needs

The Ultimate Opportunity Savings Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus. The Perks Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Huntington is offering a welcome bonus to those opening new personal checking accounts. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus.
That’s because we curate a list that’s limited to what our experts think are the very best options for our readers. To learn more about how your data is collected and used, please read our privacy notice. To qualify for the business checking offer, you must not already have a business checking account with Banner Bank. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. You may receive only one new account opening-related bonus every 2 years on a personal checking account and one new account opening-related bonus every 2 years on a personal savings or money market account.
Available widely across the midwest, Simmons Bank is offering up to $3,000 in welcome bonus cash when you open a new Private Banking Checking account and maintain minimum balances. You’ll need to be a brand new Bask Bank customer to take advantage, but this offer is otherwise available nationwide with the ability to open online. Available nationwide, Baselane is a banking platform for landlords to help them manage rent collection, taxes, banking, insurance and more! The Standard Account signup offer requires you to make purchases using the account’s card in order to earn the $10 bonus. What’s more, you can maximize this promo by also opening a new personal checking account — stacking an extra $300 or $200 on top of this offer for a total of up to $500. Available nationwide with the ability to open online, J.P.

What do the best bank bonuses have in common?

Not only is this offer available nationwide with the ability to open online, it’s also the highest reward amount we’ve seen Axos offer, so now is a good time to jump on it! To earn the highest amount in a given quarter, you’ll need to deposit and maintain at least $200,000! Available nationwide, Raisin is offering up to a whopping $1,500 welcome bonus for 2026 when you open a new HYSA and deposit new funds. Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches.

High Yield Savings – up to $1500 bonus

• You’ll need to be a brand new Bask Bank customer to take advantage, but this offer is otherwise available nationwide with the ability to open online.
• You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.
• Available nationwide with the ability to open online, J.P.
• Most bank bonuses are relatively simple, but it’s important to follow the instructions to the letter.
• To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.

The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. The Private Banking Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $3000 bonus. The Bask Mileage Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the 15,000 bonus miles.

• The Perks Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus.
• If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, and the bonus has been paid.
• We work hard to share thorough research and our honest experience with products and brands.
• We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business.
• That’s because we curate a list that’s limited to what our experts think are the very best options for our readers.
• The Personal Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus.

Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account. Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account and complete qualifying activities. Available nationwide, Barclays is offering a $200 bonus to new customers that open a new Tiered Saving account and deposit $25,000.
The HSBC Premier signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus. The Barclays Tiered Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. The Business Premium Savings signup offer requires you to deposit and maintain a minimum balance and make purchases using the account’s card in order to earn the $600 bonus. The High Yield Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus.
The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services. Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions.

If you currently have a Huntington Bank personal checking account, you’re listed on someone else’s account, or you closed a Huntington Bank checking account in the last six months, you can’t apply for this bonus. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. Plus, if you’re new to bank promotions, your head may spin for a bit trying to https://superonni-casino.fi/ learn the nuances, requirements, and pitfalls. The Personal Wealth Management signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus. This is a tiered bonus based on how much you deposit and maintain for the first 3 months.
If you have or had a Huntington Bank business checking account open in the six months, you’re not eligible for the bonus. You’re not eligible if you had a business checking account in the last 12 months. If you already have a current Wells Fargo personal checking account, or if you had one in the last 12 months, you are not eligible for this bonus. Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly.
She has over a decade of experience writing and editing for consumer websites. Chase Total Checking® has a $15 monthly service fee, you can avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Chase checking accounts also include FDIC insurance up to the maximum amount allowed by law.
Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Learn how to avoid the $15 monthly service fee. We’re here to help with all your benefit needs – including HSA, FSA, HRA, Commuter, COBRA and Direct Bill. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business. We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more.